Business Credit

Getting approved for initial business credit when you have none reporting now, is where most business owners fail building business credit. This is because over 97% of trade vendors don’t report to the business credit reporting agencies.

Credit Suite helps you obtain real usable credit with trade vendors who will give you EIN credit with no personal guarantee, even when you have none reporting on your business reports now.

These trade vendors provide products and services you use now, and give you credit that helps you ease cash flow constraints.  Here’s what you should know about the trade credit we help you secure:

Your new credit reports to Dun & Bradstreet, Experian, and Equifax Commercial helping you establish your initial tradelines, reports, and scores with all three major reporting agencies, that are needed to start getting store, fleet, and cash credit.

If you do have good personal credit, you can also qualify for our Credit Line Hybrid Program where you can enjoy:

Whether you use our vendor accounts to build your initial business credit, or take advantage of our Credit Line Hybrid program, you’ll get your initial business credit profiles and scores established with D&B, Equifax, and Experian, so you can start to secure HIGH-limit revolving credit from stores as well as fleet and cash sources, without a personal guarantee.

Once your initial business credit is established, you’ll start to get access to high-limit revolving credit cards in your business name that are linked to your EIN number.  This credit requires no personal guarantee for approval.  You’ll be able to secure:

Our Business Credit Builder helps you obtain credit with places like Amazon, Dell, Apple, BP, Chevron, and most other major retailers with individual credit limits of $10,000-$50,000. Plus, you can see each credit issuer’s underwriting guidelines, so you’ll know you can get approved before you even apply.

You’ll also get access to high-limit, revolving fleet credit cards you can use at multiple locations for all types of vehicle needs including vehicle maintenance, tires, fuel, even major repairs. Fleet credit helps you cover your individual auto vehicle expenses, as well as those that occur when managing a fleet of vehicles.

Plus, you’ll get access to high-limit, revolving CASH credit cards you can use at most stores worldwide. These Visa and MasterCard credit cards don’t require a personal guarantee for approval.

And, through your finance suite, you can get approved for auto vehicle financing that doesn’t require a personal guarantee for approval. You can access multiple funding sources, and finance one or more vehicles in your business name with no consumer credit reporting.

We help you through the entire business credit building process for obtaining initial vendor accounts to start building business credit, to obtaining high-limit store and fleet credit cards, to getting approved for cash credit and auto vehicle financing, all of which requires no personal guarantee.