Get Business Credit Monitoring
to see your Experian,Dun & Bradstreet and Equifax Reports and scores all in one platform
See what credit issuers and lenders see so you can directly improve your score and obtain the business credit & Funding you need.
and determines if you’ll get approved or denied a business loan or line of credit,
the amount you’ll be approved for, and the terms you’ll pay.
“If you can’t measure it, you can’t improve it”
Peter Drucker
It’s time to know your scores so you can improve them.
Product Features
Testimonials
“I feel like I have the upper hand. I can actually see what suppliers, trade vendors, and credit issuers see, which allows me to get the best terms on credit and loans! Thank you so much! ;)”
“Having access to my business credit reports has made it much easier to grow my business credit and qualify for business loans. Credit monitoring is definitely worth its weight in GOLD!”
“Business credit monitoring is vital for your business. I wish I had seen my business credit reports years ago! This has made getting business credit and loans much quicker and easier.”
Get the Latest Details on the Most Important Score from Each of the Big 3 Business Credit Bureaus
Get a business credit advantage with our business credit score monitoring!
You can get the same data lenders look at in your dashboard. And get a detailed breakdown of the most important score from each of the big 3 business credit reporting agencies.
From Experian, we provide the Experian Business Credit Score, Intelliscore. The information is similar to the Experian Business Credit Advantage report, but for just a bit more than that report’s $189 annual price, you get a score from each major business credit bureau.
We provide Dun & Bradstreet’s most important business credit score, their PAYDEX score. And we also provide the most important Equifax business credit score, their Business Delinquency Score.
You can check our business credit monitoring service and get a complete snapshot of how your business credit is doing.
Get Fast Business Credit Summary Info to Quickly Monitor Credit
With our business credit monitoring, you get a helpful summary of some of the major details a credit reporting agency uses to calculate a business credit score.
Summary details include: the number of tradelines (trade credit), your overall balances, your public records, any UCC filings, and your small business credit quality.
See what your competition or lenders or a credit card issuer sees on your business credit report. Lenders view your reports to determine if your small business is a credit risk. With our credit monitoring service, you can see what to focus on first to quickly improve your credit.
Plus,you’ll have the right information you need to take action if a business credit card is not reporting on your business credit profile—so you can quickly improve your credit history and score.
Get Utilization Details to Easily Improve Scores
In part, your personal credit score is based on utilization. While that’s less of an issue for a business credit score, understanding usage can help you improve payment history. Utilization details include: utilization percentage, current and high balances, and average utilization.
Business owners looking to build business credit can take advantage of our credit monitoring service and understand just where a portion of their cash flow is going.
This allows a small business owner to quickly determine if their business credit scores are telling them that their spending should be scaled back.
A business owner looking for a business loan or other type of financing can quickly get an idea if their likelihood of their small business being approved is high.
Get Full Disclosure of Company Details to Fix Errors and Get Approved
Our report also shows important company details. These company details Include time in business, # of employees, industry SIC code, and revenue. You’ll be able to make sure your small business information is correct.
Whenever you apply for a credit card, the credit card issuer won’t try to figure out all the possible variations on your small business name. Instead, they will deny your card—or other small business financing—application as fraud.
As a result of this problem, it pays to check your reports on a regular basis so you can be certain that errors and omissions are not creeping in. Also, it can help to serve as a reminder in case you ever need to change anything in your records with the Credit Reporting Agencies.
For example, changing the company name or ownership, or moving headquarters are all differences which can spark rejections unless you stay on top of them.
FAQs
Can I get my business credit report for free?
Unlike with personal credit, there isn’t much available in the way of free credit monitoring.
Also, keep in mind that providing personal information to unknown entities promising a free credit report might make you wish you had identity theft protection.
How can I monitor my business credit report?
Credit monitoring services for a small business will aim to help you see how you are doing, so you can take corrective action now instead of later.
At ICG Credit Suite, we aim to give you a strong business credit advantage, but for a lot less money. Credit monitoring services can be expensive, and working with more than one can add up quickly.
But at ICG Credit Suite, we essentially combine credit monitoring services, saving you money so you can concentrate on running your business and getting financing to help it grow.
Who are the business credit bureaus?
Business credit reporting agencies like Experian, Dun & Bradstreet, and Equifax keep records of billions of transactions involving millions of companies. Not all of these companies can be classified as a small business.
With objective data and access to numerous records, the CRAs make judgements about your creditworthiness. This helps your small business (and millions of others like it) get approved for funding, even if a loan issuer or credit company doesn’t know you personally.
